Credit card research 2021

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In October 2021 I did some research on getting a credit card for the first time.

Reasons I hadn't bothered getting a credit card until now

  • Mostly, I was too lazy to do the research and didn't have an urgent need

Reasons I decided to get a credit card

General credit cards info

Choice of credit card

Factors that were important to me

  • No foreign transaction fees
  • No deposit require (i.e. not a secured card)
  • No annual fee (don't want to be incentivized to make purchases)


Final choice

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