Difference between revisions of "Credit card research 2021"
| Line 4: | Line 4: | ||
* Mostly, I was too lazy to do the research and didn't have an urgent need | * Mostly, I was too lazy to do the research and didn't have an urgent need | ||
| + | * I don't buy a lot of things, so some of the benefits of a credit card don't matter to me | ||
==Reasons I decided to get a credit card== | ==Reasons I decided to get a credit card== | ||
| + | |||
| + | * I was taking care of a few other financial things, so I was already in the "mood" for doing some credit card research | ||
| + | * I recently learned that credit cards seem to have better protection against false purchases made using the card | ||
| + | * Some travel plans meant I was expecting to make more purchases, and might benefit from some more of the benefits of a credit card | ||
==General credit cards info== | ==General credit cards info== | ||
Revision as of 20:37, 23 October 2021
In October 2021 I did some research on getting a credit card for the first time.
Contents
Reasons I hadn't bothered getting a credit card until now
- Mostly, I was too lazy to do the research and didn't have an urgent need
- I don't buy a lot of things, so some of the benefits of a credit card don't matter to me
Reasons I decided to get a credit card
- I was taking care of a few other financial things, so I was already in the "mood" for doing some credit card research
- I recently learned that credit cards seem to have better protection against false purchases made using the card
- Some travel plans meant I was expecting to make more purchases, and might benefit from some more of the benefits of a credit card
General credit cards info
Choice of credit card
Factors that were important to me
- No foreign transaction fees
- No deposit require (i.e. not a secured card)
- No annual fee (don't want to be incentivized to make purchases)
